If you have a problem with your credit then you will really have a harder time getting a loan, and it will probably cost you more, but all hope is not lost.  You can still get a loan you just may need to be creative.  The days of anybody walking off the street and getting a signature loan for a car are gone, probably for good.

This web site is dedicated to helping you find good ways to actually get your credit healthy and ways to get a loan even before it is good.  One thing to remember is you need to be patient. You can’t expect to correct any credit problems you have the first thing.

Loans for every one are harder now but as things loosen up there will be more and more people looking to loan money for all kinds of purchases.  The thing to consider is whether or not you really need to buy that new car or could you live with a cheaper one for a while and put the difference into the bank.  If you have some savings that is much easier.